Famous Car Insurance Rates Nyc Ideas. Web new york good driver discount available to policyholders if: Despite the high average cost of insurance in new york, kemper’s rates are $3,070 cheaper than average per year — though exact costs depend on where in the city you live.

We analyzed rates across the city to find the cheapest car insurance for several types of drivers. The price for the same coverage may differ between companies, which is true of every auto insurance. Web our data shows minimum coverage costing about $166 per month or $1,998 per year in new york.